Effective Date: September 16, 2026

1. Introduction and acceptance of terms

These Terms of Service (the “Terms”) form a legal agreement between you (“Client,” “you,” or “your”) and Northern Mobile Skills Inc. (“Northern Mobile Skills Inc.,” “we,” “us,” or “our”) governing your access to and use of our smartphone-skills training and coaching services. By booking, purchasing, accessing, or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree to these Terms, you must not use our services. If you are entering into these Terms on behalf of another person or an organization, you represent and warrant that you have authority to bind that person or organization to these Terms.

2. Scope of services

Northern Mobile Skills Inc. provides smartphone-skills training and coaching services, which may include, without limitation:

Our services are educational and support-based. We do not guarantee that any particular issue will be resolved, that a device or app will function without error, or that all user needs can be met. Service availability, features, and formats may vary over time and may be delivered in person, by phone, video call, or other agreed method.

3. User obligations and responsibilities

You agree to:

You acknowledge that changes made during a session may affect device settings, app behavior, privacy settings, notifications, storage, accessibility functions, and account access. You are solely responsible for reviewing and approving changes to your device and data.

4. Payment terms and conditions

Fees for services will be communicated at the time of booking, in a quote, invoice, service listing, or written agreement. Unless otherwise stated, all prices are in Canadian dollars (CAD).

Unless expressly stated otherwise, fees cover only the services described and do not include the cost of devices, accessories, apps, internet service, third-party subscriptions, repairs, or replacement parts.

5. Cancellation and refund policy

We understand that schedules change. Cancellation and refund terms may vary depending on the service type, booking method, and any written agreement with you. Unless otherwise agreed in writing:

Nothing in these Terms limits any mandatory rights you may have under applicable consumer protection laws in Canada, including rights that cannot be waived by agreement.

6. Liability limitations

To the fullest extent permitted by applicable law, Northern Mobile Skills Inc. is not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of data, loss of business, loss of profits, loss of goodwill, or device malfunction arising from or related to your use of our services.

Without limiting the foregoing:

To the extent permitted by law, our total aggregate liability arising out of or relating to the services shall not exceed the amount you paid to Northern Mobile Skills Inc. for the specific service giving rise to the claim in the twelve (12) months preceding the event giving rise to the claim, or the minimum amount permitted by law if a lower cap would be unenforceable.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for gross negligence, wilful misconduct, or any other non-excludable liability.

7. Intellectual property rights

All content, training materials, worksheets, checklists, presentations, text, graphics, logos, methodologies, and other materials provided by Northern Mobile Skills Inc. are protected by copyright, trademark, and other intellectual property laws and remain our property or the property of our licensors, unless otherwise stated.

You are granted a limited, non-exclusive, non-transferable, revocable license to use our materials solely for your personal, non-commercial use in connection with the services. You may not copy, reproduce, distribute, modify, publish, sell, sublicense, or otherwise exploit our materials without our prior written consent.

You retain ownership of your own device content, personal files, and account data. By sharing materials with us, you grant us only the limited rights necessary to provide the requested services.

8. Data protection and privacy

We take privacy seriously and will handle personal information in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and, where applicable, provincial privacy laws. Our collection, use, disclosure, and retention of personal information will be limited to purposes reasonably necessary to provide and improve our services, communicate with you, manage bookings and billing, and comply with legal obligations.

During a session, we may be exposed to personal information contained on your device or in your accounts. You are responsible for deciding what information to share with us and for securing your sensitive data. We recommend that you log out of sensitive accounts where possible and remove or hide confidential information before sessions if you do not want it viewed.

We may use trusted third-party service providers for scheduling, communications, payment processing, or business operations. Those providers may process your information in accordance with their own terms and privacy policies. We do not sell personal information.

Where required by law, you may request access to or correction of your personal information by contacting us using the details below.

9. Force majeure

We will not be liable for any delay or failure to perform our obligations under these Terms to the extent caused by events beyond our reasonable control, including but not limited to severe weather, power outages, internet or telecommunications failures, labour disruptions, illness, civil unrest, government action, natural disasters, emergencies, acts of terrorism, or failures of third-party platforms or service providers.

If a force majeure event occurs, we may suspend, delay, or modify services until performance becomes reasonably possible.

10. Changes to terms

We may update or modify these Terms at any time by posting the revised version on our website or by otherwise notifying you. The revised Terms will become effective on the date stated in the updated version, unless a later date is specified.

Your continued use of our services after the effective date of any changes constitutes acceptance of the updated Terms. If you do not agree to the changes, you must stop using our services.

11. Applicable law and jurisdiction

These Terms and any dispute, claim, or controversy arising out of or relating to them or the services shall be governed by and interpreted in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of laws principles.

You agree that the courts located in Toronto, Ontario shall have exclusive jurisdiction over any dispute arising from or relating to these Terms or the services, subject to any mandatory consumer rights or jurisdictional requirements that cannot be waived under applicable law.

12. Contact information

If you have questions, concerns, complaints, or requests regarding these Terms or our services, you may contact Northern Mobile Skills Inc. at:

13. Severability clause

If any provision of these Terms is found to be unlawful, invalid, or unenforceable by a court or other competent authority, that provision shall be severed to the minimum extent necessary, and the remaining provisions shall continue in full force and effect. If any invalid or unenforceable provision can be modified to make it valid and enforceable, it shall be interpreted and applied as modified to the extent permitted by law.

Entire agreement: These Terms, together with any written service agreement, invoice, booking confirmation, or additional policies referenced herein, constitute the entire agreement between you and Northern Mobile Skills Inc. regarding the services and supersede prior or contemporaneous understandings on the same subject matter, to the extent permitted by law.

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